Do ATMs in Vietnam accept foreign cards and what are the fees and limits?

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Asked by Traveler | Nov. 10, 2026 12:26 About: Vietnam Travel Tips

Can I use my normal bank Visa and Mastercard debit cards at ATMs in Vietnam?

Answers (1)

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Answered by Tonny Bui | Nov. 10, 2026

Yes, most bank ATMs in Vietnam accept foreign Visa, Mastercard and other international cards, especially in cities and airports. Look for the network logo on the machine.

Expect two kinds of cost: an ATM fee charged by the Vietnamese bank, usually shown on screen before you confirm, and a foreign transaction fee charged by your own bank. Withdrawal limits per transaction are commonly in the range of a few million dong, so you may need several withdrawals for a large sum, and each one carries a fee.

Tips: choose to be charged in dong, not in your home currency, because the conversion offered by the machine is usually a worse rate. Use ATMs inside bank branches, avoid machines that look tampered with, and cover the keypad.

A travel card with low foreign fees helps. Keep a backup card in a different place. See the Vietnam travel guide for more money advice.

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