How much cash should I bring to Vietnam and where is the best place to exchange money?

Bring a small amount of Vietnamese dong for the first day, and rely on a card and ATMs for the rest. The airport amount you plan is enough for coffee, a SIM and a ride into town.

Cash in a major currency such as USD, EUR or AUD is useful as a backup. Exchange it at banks and licensed jewelry or exchange shops in the city, not at the airport booth, which usually gives a worse rate. Bring clean, undamaged notes, because worn or old notes can be refused or get a lower rate.

Cards work in hotels, malls and many restaurants, but small cafes, markets, street food and local buses want cash. Keep small notes for taxis and tips.

Compare rates before you change, count the dong after you receive it, and keep exchange slips. Before you fly, tell your bank you are traveling. Our Vietnam travel guide covers other money tips.